PayPal Money Transfer Fee

Estimate fees when sending money. Choose whether you’re entering the amount you’ll send or the net the recipient should receive. Edit the percent and fixed fee to match your account/region.

Your inputs

Presets are examples — always edit to your actual fees.

Summary

Currency—
Percent—
Fixed—

Computation

Amount you will pay—
Recipient gets—
Fees—
Effective rate—

Formula

Net = Gross − (Gross × % + Fixed)

Notes

  • Figures depend on your country, funding source, product type (friends/family vs goods/services), and recipient location. Use your actual fees.
  • Send mode: Net = Gross − (Gross × % + Fixed).
  • Target receive mode: Gross = (Net + Fixed) ÷ (1 − %).
  • Micropayments often use higher % with lower fixed fee.